Conventional Loans
Flexible terms from 10 to 30 years with down payments as low as 3% for qualifying first-time buyers. Ideal for borrowers with solid credit who want competitive rates.
Conventional mortgages →
Edmond’s Independent Mortgage Broker · NMLS #1156754
Your Edmond Mortgage Broker for Life
Price Mortgage Group is an independent, locally owned mortgage broker in Edmond, Oklahoma. We put dozens of wholesale lenders in competition for your loan, so you get the right program at the best rate we can find for your scenario, not just what one bank happens to offer. Serving Edmond, Oklahoma City, and buyers across Oklahoma, Arkansas, Colorado, and Texas.
27+
Years of mortgage experience
14
Licensed loan officers
4
States licensed: OK · AR · CO · TX
6+
Loan programs available
Loan Programs
We Find the Right Loan for You
As an independent broker, Price Mortgage Group works with dozens of wholesale lenders, which means more options, better pricing, and a home loan that actually fits your situation. FHA, VA, USDA, conventional, jumbo, DSCR, and Non-QM.
VA Loans
Zero-down loans for veterans, active-duty service members, and eligible surviving spouses, no PMI, competitive rates, and no prepayment penalty. You earned it.
VA loans in Edmond →FHA Loans
Government-backed loans with just 3.5% down and flexible credit guidelines, a favorite for first-time homebuyers across the OKC metro.
FHA loans in OKC →USDA Loans
100% financing for eligible rural and suburban properties, including many communities surrounding the Edmond and OKC metro.
USDA loans →Jumbo Loans
Financing above the $832,750 conforming limit for higher-priced homes, with competitive rates and personalized underwriting.
Jumbo loans →Refinance
Lower your rate, shorten your term, or tap your home’s equity. We’ll tell you honestly whether refinancing makes financial sense.
Refinancing →
Why Price Mortgage Group
Local Expertise. More Lender Options. Real Results.
We’re not a big bank, and that’s the point. We’re your neighbors on Santa Fe Avenue, and we work harder to find you the right deal.
Independent Broker Advantage
We shop your loan across dozens of wholesale lenders, not one bank’s product shelf. That competition works in your favor on rate, fees, and flexibility.
27+ Years of Experience
Owner Cris Price has spent nearly three decades in the mortgage industry, the professional that banking and real estate pros themselves seek out.
Compliance You Can Trust
Deep underwriting and compliance expertise is built into how we work, so your file is done right the first time and closes on schedule.
Edmond Community Roots
We live here. We know Edmond and OKC neighborhoods, appraisers, title companies, and what it takes to close on time in this market.
Local Knowledge
Buying a Home in Edmond, OK
Edmond is consistently ranked among the best places to live in Oklahoma, strong public schools, a walkable downtown, and quick access to Oklahoma City along I-35 and the Broadway Extension. That demand shows up in home prices: Edmond typically trades at a premium to the wider OKC metro, with popular neighborhoods from Deer Creek and Coffee Creek to Oak Tree and the historic core near UCO.
Property taxes: most Edmond homeowners pay an effective rate around 1.0%–1.2% of market value per year, depending on school district and millage, lower than the national average, and we build the exact figure into your escrow so there are no surprises at closing.
Insurance: Oklahoma’s wind and hail market makes homeowner’s insurance a bigger line item than in most states. Because we broker your loan, we price your full monthly payment, principal, interest, taxes, and insurance, not just a teaser rate.
Loan limits for 2026: conventional loans conform up to $832,750, and FHA loans in every Oklahoma county go up to $541,287. VA loans generally have no loan limit for veterans with full entitlement. Above those numbers, our jumbo programs take over.
Shopping on the Oklahoma City side of the metro? See our dedicated Oklahoma City home loans page for OKC pre-approval, down payment assistance, and neighborhood guidance.
Mortgage Payment Calculator
Estimated Monthly Payment
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- Est. PMI (under 20% down)$0
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Estimates only, not a Loan Estimate or commitment to lend. Try the Oklahoma closing cost estimator →
The Loan Process
Four Steps From Application to Keys
Get Pre-Approved
A 10-minute online request. We review income, assets, and credit, then issue a pre-approval letter sellers take seriously.
Shop With Confidence
You house-hunt with a real budget. We stay on call for offer-strategy questions and updated letters at each price point.
We Shop Lenders
Under contract, we place your file with the wholesale lender offering the best terms for your exact scenario, and lock your rate.
Close On Time
Processing, underwriting, appraisal, and title are quarterbacked by our team, with proactive updates to you and your agent.
Our Team
14 Licensed Loan Officers. One Local Office.
Led by owner Cris Price (NMLS #213716) and Vice President Nancy Lindsey (NMLS #213768), our Edmond team brings decades of origination, underwriting, and compliance experience to every file. Every loan officer is individually NMLS-licensed and verifiable at nmlsconsumeraccess.org.
Meet the whole team
Questions Buyers Ask Us
Edmond Mortgage FAQs
What does a mortgage broker in Edmond do that a bank can’t?
A bank can only offer its own products. As an independent broker, we shop your loan across dozens of wholesale lenders and let them compete, which typically means more program options, more flexible underwriting, and a better rate for the same borrower profile.
How much are property taxes in Edmond?
Most Edmond homeowners pay an effective rate of roughly 1.0%–1.2% of market value per year depending on school district and millage. On a $320,000 home that’s about $270–$320 per month, which we include in your escrow calculation from day one.
How fast can I get pre-approved?
The online request takes about 10 minutes, and a licensed loan officer typically follows up the same business day. With documents in hand, a full pre-approval letter is often ready within 24–48 hours. Start here.
What down payment assistance is available in Oklahoma?
OHFA Gold offers assistance of 3.5% of the loan amount for eligible first-time buyers, and REI Oklahoma offers up to 5% of the purchase price. Teachers, first responders, and state employees may qualify for OHFA rate discounts. Details on our OKC home loans page.
What credit score do I need?
FHA allows scores as low as 580 with 3.5% down; conventional generally wants 620+; VA has no official minimum (lender guidelines vary). Because we work with dozens of lenders, we can often place a loan a single bank would decline. See FHA loans for credit-building tips.
Ready when you are.
Get pre-approved in about 10 minutes, or talk through your options first, no pressure, no obligation. Happy client? Leave us a Google review.